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Here are two of my "Clipping Mask" images. These images were of course created using Photoshop. This was fun and easy to create and the final result can turn out quite interesting. Some of the steps would be to take photograph and create the cutout (fill with black)  1000 px by 1000 px   300 dpi, to put it together:
New white background 1000 px by 100 px  300 dpi
Paste on cutout (it will create a new layer)
Draw on top the text graphic (it will create a new layer)
With text graphic as top layer selected, select clipping mask (layers).
Now you are done!
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In this extra part of this "Clipping Mask 2", we are to fill the image with a smoke image instead of our usual textures.I followed the usual steps and just filled the backround with a 'frog green' color. Don't you think it looks cool?